To get advice on the widest range of products and compare costs, you should look for an independent financial adviser. The following organisations can put you in touch with a qualified adviser in your area:
You may already have financial links with a bank or building society and trust their products, so feel more comfortable about seeking their advice. This is called taking restricted advice.
If you decide to do this you need to be aware that there may be other financial products from other companies that are cheaper or better suited to your needs.