Getting independent financial advice

To get advice on the widest range of products and compare costs, you should look for an independent financial adviser. The following organisations can put you in touch with a qualified adviser in your area:

• Unbiased - You can find independent and restricted ‘whole of market’ advisers on their website. Restricted ‘whole of market’ means advisers who can offer available products from all companies, but who may specialise in a particular area, such as pensions.
• Personal Finance Society - You can find independent and restricted advisers on their website.
• VouchedFor - You can find independent advisers only on this website.
• Ethical Investment Research Service.

You may already have financial links with a bank or building society and trust their products, so feel more comfortable about seeking their advice. This is called taking restricted advice.

If you decide to do this you need to be aware that there may be other financial products from other companies that are cheaper or better suited to your needs.